What percentage of prelicensing education must be in the classroom?

In Tennessee, the regulatory requirements stipulate that a significant portion of prelicensing education must be delivered in a classroom setting to ensure that prospective insurance agents receive comprehensive and interactive training. The requirement for 80% of the prelicensing education to be conducted in a classroom allows for direct interaction with instructors, opportunities for questions, and a structured learning environment that is beneficial for grasping complex concepts associated with life and health insurance.

This in-person component is important because it helps students engage more fully with the material and with their peers, which can enhance understanding and retention of the information. While online courses can provide flexibility, the emphasis on classroom-based learning is intended to create a robust foundation for future insurance professionals.

Choosing a lower percentage, such as 70% or 75%, would not align with the goal of ensuring that candidates have adequate preparation and support prior to entering the insurance field. Likewise, a requirement of 90% could be unnecessarily restrictive, limiting access to prospective agents who may benefit from a balance of classroom and online learning. Thus, the 80% requirement strikes an effective balance between ensuring adequate education and allowing for modern learning methods.